United Healthcare dental insurance breaks dental procedures into three large categories:
Preventative Care: Preventative care includes the recommended two dental visits each year. There are a variety of dental services that are part of preventative care. This includes getting an exam and professional cleaning. This also includes other services like x-rays, sealants, fluoride treatments, etc. It is very common for United Healthcare plans to have no waiting period and no deductible for these procedures. This means you can sign up for your insurance plan and once coverage starts you can get coverage for these routine procedures.
Basic Services: Basic services include treatments like dental fillings and emergency treatments for toothaches or other dental pain. These procedures are often partially covered or covered but with deductibles.
Major Services: A major service is a larger procedure like a root canal, dental crown installation, dental bridges, or other restorative dental work that requires the creation of a dental implement.