Chicago Dental Offices That Takes Assurant PPO Dental Insurance
Many people utilize Assurant PPO dental plans through their job. Assurant provides a large network of dental options and coverage. If you have Assurant dental insurance and need to see a dentist for either a regular dental checkup in cleaning or to address an issue, we would be happy to help. All Star Dental is a family dental practice with five locations throughout the Chicago area. We are happy to work with patients of all ages. Our team understands the importance of providing a positive dental experience for patients at every age. A comfortable dental office, a kind team, and great dental services are the keys to success. If you need to make a dental appointment, please give us a call. We would be more than happy to discuss payment options, our dental services, and our availability.
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PPO Vs HMO Insurance Plans: What's The Difference?
PPO insurance stands for Preferred Provider Organization, while HMO stands for Health Maintenance Organization. Simply put, if you have a PPO plan with a provider like Assurant, you have more options on where you can be seen for your dental or other medical procedures. PPO plans usually allow for more choice but often have higher premiums and potentially more out-of-pocket costs because of this. HMOs are generally cheaper in terms of monthly payments and sometimes provider larger amounts of coverage, but you have a limitation on where you can go. Many employers recommend PPO plans for the employees because it allows their entire team to choose from thousands of different providers throughout large regions.
What Is Covered in a Dental PPO Plan From Assurant?
PPO plans often provide wider coverage in terms of the procedures that receive coverage. You can often get coverage regardless of whether you go to an in-network or out-of-network provider, (however, you will likely have higher savings from an in-network provider). Assurant has one of the largest networks of dentists in the country allowing patients to get dental services from thousands of providers. This can extremely beneficial if you move or need to change dentists to accommodate your children. Your specific coverage is often determined by your plan, we always recommend talking to your insurance provider, checking your plan online, or contact a dentist to help provide specific information on what is covered and how it is covered.
For example, most insurance plans focus on preventative, restorative, and general dental procedures. For example, fillings, root canals, dental crowns, cleanings, & x-rays will have different degrees of coverage depending on your plan & whether you are in or out of network. If you have questions about your insurance please contact us. We would be happy to go over your policy and help provide more information.
What Other Payment Options Are There?
If you do not have dental insurance, your plan doesn’t cover everyone in your family, or your plan doesn’t provide the coverage you need, you can still see a dentist. You should never avoid the dentist because of lack of insurance. We provide Financing options through Care Credit. Care Credit allows patients to pay for a variety of medical procedures by setting up a credit line for the procedures. Click below or give us a call for more information.
Family Dental Offices in Chicago That Take Assurant PPO Dental Insurance
If you have Assurant dental insurance or you have a different PPO plan and need to see a dentist, please give us a call. We provide a variety of dental services including the routine cleanings, exams, and x-rays that can protect your teeth from decay, as well as more in-depth procedures. Root canals, fillings, crowns, and bridges can help protect or replace teeth harmed by dental decay or other damage.
For more information on our services, paying for dental services, or setting up an appointment for a family member at our offices in Chicago, please click below to contact us.