Some important things to understand about dental insurance are some core keywords. Here are a few quick things that can help you understand your coverage better: 

• In-Network vs Out-Of-Network: If your dental insurance is different based on in-network vs out-of-network, that means you get more coverage when you visit a dentist that takes your insurance plan. Some insurance plans provide some coverage at dental offices that aren’t in their network, but this coverage is usually lower than the coverage they provide to in-network practices. 
• Deductibles & Co-Pay: A deductible is a specific amount of money you need to pay before your insurance goes into effect. For example if you had a $300 deductible, your insurance coverage would begin after you spent that $300. A Co-pay is an amount you pay alongside your insurance. For example, a plan might cover 50% of a procedure, and you are expected to pay the other half. 
• Preventative vs Restorative Procedures: Dental insurance programs often categorize different treatments into categories and provide different coverage for each category. For example, a preventative procedure is something commonly done during a regular dental visit, like getting x-rays or dental cleaning. A minor restorative procedure would be something like getting a dental filling. A major restorative procedure would be something like getting a dental bridge to replace a lost tooth.