Chicago Dental Offices That Takes Ameritas Dental Insurance
At our 5 dental offices in the Chicago area, we want to make it as easy as possible for patients to see a dentist. That is why we have many different payment methods, including insurance, financing, and more. If you utilize Ameritas Dental Insurance, we would be happy to set up an appointment with you or a member of your family. We take Ameritas as well as many of dental insurance programs. If you have any questions about dental payment, financing options, or how to pay for dental procedures either without insurance, or if your insurance won’t cover the procedure, give us a call and we can discuss payment options.
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What Does Ameritas Dental Insurance Cover
Like with any dental insurance company, there are many different plans for different families. This includes different coverage based on the plan you pick. The best thing to do to understand your coverage is to look up the specifics for your plan. If you have questions about your plan you can either contact Ameritas, or contact us and we can try and look up your plan and answer questions about what is covered and what is not covered. Below, are some more pieces of information on how dental insurance works with Ameritas.
How Does Dental Insurance Work?
Some important things to understand about dental insurance are some core keywords. Here are a few quick things that can help you understand your coverage better:
- In-Network vs Out-Of-Network: If your dental insurance is different based on in-network vs out-of-network, that means you get more coverage when you visit a dentist that takes your insurance plan. Some insurance plans provide some coverage at dental offices that aren’t in their network, but this coverage is usually lower than the coverage they provide to in-network practices.
- Deductibles & Co-Pay: A deductible is a specific amount of money you need to pay before your insurance goes into effect. For example if you had a $300 deductible, your insurance coverage would begin after you spent that $300. A Co-pay is an amount you pay alongside your insurance. For example, a plan might cover 50% of a procedure, and you are expected to pay the other half.
- Preventative vs Restorative Procedures: Dental insurance programs often categorize different treatments into categories and provide different coverage for each category. For example, a preventative procedure is something commonly done during a regular dental visit, like getting x-rays or dental cleaning. A minor restorative procedure would be something like getting a dental filling. A major restorative procedure would be something like getting a dental bridge to replace a lost tooth.
What Other Payment Options Are There?
If you are worried that insurance is not going to cover a specific procedure or you do not have dental insurance, you can always use dental financing. Here at All Star Dental we take Care Credit financing, which allows patients to set up payment plans for a variety of dental procedures. This is a great choice if your insurance doesn’t cover a specific procedure like dental implants or if you don’t have insurance for your entire family.
Family Dental Offices in Chicago That Take Ameritas Dental Insurance
If you are using Ameritas Dental Insurance we can help you with a variety of dental procedures. We provide services including general dental services, restorative dental services, and more.
For more information on any specific service please click through the menu here or give us a call. We would be happy to answer any of your questions about our dental insurance options, financing, and more.
We work with patients of all ages at our five locations throughout the Chicago area. We would be happy to help you set up an appointment for kids, teens, or an adult!